Current Rates

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Deposit Rates

Account
Name
Minimum
Deposit
Interest
Rate
APY*
UMAX Personal Checking$100.000.05%0.05%
UFIRST Money Market (up to $50,000.00)$2,500.000.10%0.10%
UFIRST Money Market ($50,000.01 or more) $50,000.010.20%0.20%
USAVE (Savings) $10.000.05%0.05%
91 Day Maturity CD $1,000.000.10%0.10%
182 Day Maturity CD $1,000.000.15%0.15%
12 Month Semi-Annual CD $1,000.000.20%0.20%
18 Month Semi-Annual CD $1,000.000.25%0.25%
24 Month Semi-Annual CD $1,000.000.25%0.25%
36 Month Semi-Annual CD $1,000.000.30%0.30%
48 Month Semi-Annual CD $1,000.000.35%0.35%
60 Month Semi-Annual CD $1,000.000.40%0.40%
Education CD$100.000.25%0.25%
IRA (fixed)$100.00Same as CDSame as CD
IRA (Variable)$100.000.25%0.25%
Current Rates - All Interest Bearing Accounts
Effective Date: September 28th, 2020

*Assumes reinvestment of interest earned at the stated rate.
APY means Annual Percentage Yield. Rates subject to change without notice.
Substantial penalty for early withdrawal. Fee's could reduce earnings.

*APY refers to Annual Percentage Yield based on simple interest.
*APR refers to Annual Percentage Rate based on simple interest.

Lost/Stolen Debit Card

If your Debit card is lost or stolen, contact us immediately at 423-784-9446. After regular business hours, please call 1-888-297-3416 to receive immediate assistance.