Auto Loans


Put Yourself In the Driver’s Seat— With A UBank Auto Loan

If it seems like you need to be a world class negotiator these days to buy a new car, van or truck, you’re not alone. But, getting a vehicle loan at UBank has never been easier! We will be with you every step of the way.

With a UBank Auto Loan, dealers will view you as a cash customer and you’ll be in a much better bargaining position. You’ll have the ability to negotiate a better vehicle price and, in most cases, drive away the same day.

Here’s how to get started in just three quick and easy steps:

1)  First, give your lender a call to discuss your options. We are here to help you through this process.

2)  Next, visit the auto dealer of your choice to get a price quote on the vehicle you want. You can use our Upload Loan Files to securely send all information from the dealer that you’ve received along with copies of your driver’s license, social security card & proof of income. These are items we will require with our application below.

3)  Then, stop by to pick up your loan application or you can fill out our online Auto Loan Application once you have sent in your files. One of our experienced lenders will reach out to you once it’s submitted.

With a UBank Auto Loan, you’ll get reasonable rates and a flexible repayment plan. We’ll also help you figure out what financing program is right for you.