Mortgage Loans


Buying a new home should be a pleasant experience.

Let our experienced mortgage lenders take the stress out of applying for a mortgage loan.  Over 60 years of combined experience can make a world of difference in being able to find a way to make your dream of owning a home become a reality.

Flexible terms to fit your needs.  That is what UBanking is all about.  We can tailor each loan to your unique situation, because we know you, and we know this community.

We can assist you in determining how much home you can afford.  If you want to have a little fun, take our Home BuyAbility Test.  It will help you find out how much home is right for you, so you can feel more comfortable when you apply with us.

Once you know how much home is in your price range, you can use our convenient Mortgage Loan Calculator to estimate your monthly payments.  Closing costs are usually collected at closing.  Other annual costs such as property taxes and insurance are not included in the payment calculation but may be added to your monthly payments.

Once you are comfortable with your situation, come in and visit with one of our lenders and let us find a way to make it happen.


Apply for a Mortgage?

Kim Swafford has 15 years of mortgage lending experience & would be more than happy to help you finance that new home, or refinance your existing home. Contact Kim today at 423-784-9446 (ext. 122) to get the process started. We don’t offer mortgage applications online because there are a lot more documents to get together to be processed. Please reach out to Kim today!

Got A Minute? 

Take a One-Minute Test to see if you’re in a good borrowing position. It's quick and easy.



Do you like "THE U" Online Banking better than our old Net-Teller Online Banking?

View Results

Loading ... Loading ...