Mobile Wallet

No matter how you choose to shop, your digital wallet makes it even easier to pay with your cards.

Reduce fraud

  • Your actual card number is not stored in your digital wallet and never used when you make a purchase
  • A separate token account number is assigned when you load your credentials to the wallet
  • Transaction information is encrypted for secure shopping
  • Payment codes are unique to every transaction, so they can’t be reused by a fraudster for another purchase
  • Your digital wallet is protected by your mobile device’s security settings, so only you can unlock it with your biometrics and passcodes

Save time

  • Most purchases take just seconds to complete
  • Just hold your mobile device over the payment terminal at the store — checkout is a breeze
  • Pay in an instant when you shop online — simply choose your UBank card from your digital wallet
  • You can also make quick in-app purchases with your digital wallet
  • Your digital wallet pulls in your credentials automatically — so you don’t have to look for your card or type in your information

Make contactless payments

  • You can make a safe, touch-free transaction with your cards
  • There’s no need to present a physical card when you’re shopping in person
  • Simply hold your mobile device over the payment terminal and you’re done